Monday, March 7, 2011

Is Your Bank Safe – Does Size Matter?

Is Your Bank Safe – Does Size Matter?

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With the failure of several large banks in this country, concern over the banking industry is merited. Since size doesn’t seem to be an issue, both small and large banks cannot be immune from the possibility of failure.

Fortunately we have safeguards in place to protect and insure funds on deposit. Deposits are insured by the FDIC up to a limit of $100,000 per depositor. The question in considering your bank and other banks is how do you know if it is safe? While no method is foolproof, there are indicators of trouble or potential trouble
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The Current Financial Crisis and How Ann

The Current Financial Crisis and How Annuities Are Affected

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Mortgages provided for non-qualified applicants and runaway property values. The assumption was that real estate would continue to rise and equity would be gained in home ownership. Once the melt down started, many people were left with homes that they could not afford (and never should have qualified for) and simply went into default. Once default came, the holders of the mortgages asked the sellers of the mortgages to provide relief with the promises of insurance against loss. As things worsened, the funds and collateral were not sufficient to survive and the overall mortgage paper had to be written down (lowered in value). Once the devaluation of the paper happened, banks were left short of reserves because of having to provide additional collateral for the reduction in value of the mortgage paper.

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Want To Get Paid In 7 To 9 Days On Quali

Want To Get Paid In 7 To 9 Days On Qualified Money Transfers?

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Earning compensation is an important part of selling annuities, it is how we pay our bills and continue on with our journey.

Have you ever written a new annuity only to have it held up for 60-90 days and have to collect signatures, fight with conservation and wear yourself out? Just when you think it is ready to transfer, always something new comes up. Conservation by the broker or another agent gets old fast plus constantly calling the prospect always weakens the sale.

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This Tip Is Guaranteed To Increase Your

This Tip Is Guaranteed To Increase Your Annuity Sales – Give It To Get It

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It couldn’t be easier, but first you have to re-program part of your thinking. What I am going to tell is the truth because I have done it myself.

If all you think about is selling annuities your brain slowly closes in on the problem. Soon you will be on the internet at night and don’t forget those Saturday morning meetings, etc.

You have to live also and while I have always preached to be focused and to have a narrow view of marketing, sometimes you need to blend that with my secret method….Give It to Get It.

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Annuity Marketing Systems – Use Medical

Annuity Marketing Systems – Use Medical Declines To Sell More Annuities

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This annuity marketing tip really works and will give you tons of prospects and the marketing work is done for you.

This is a built in sale with people who really want you to see them. Here is what you do…

· Find several LTC salesmen and invite them to a meeting. They will always be interested in new sources of revenue and marketing ideas.

Click on this link: Bill Broich’s Endless Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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Thursday, March 3, 2011

Gain Or Retain to Stop Losses in Your IRA

Gain Or Retain to Stop Losses in Your IRA

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If you have experienced losses in your IRA and are worried about your future retirement options, answer a few questions to determine if the “Gain or Retain” system is for you. Consider these questions regarding your IRA and other retirement funds.

Click here ==> Endless Lead Flow Review, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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A Physicians Career and Protecting Your Retirement Funds With Equity Indexed Annuities

A Physicians Career and Protecting Your Retirement Funds With Equity Indexed Annuities

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A Physicians Career and Protecting Your Retirement Funds With Equity Indexed Annuities

Imagine the life of a physician. Many years of study, financial hardships, long time periods as a resident, they have to build a practice, investing more money and dealing with government regulations. Being a physician is not for everyone and it is a very difficult career choice.

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Is a Recession Really All That Bad? Is There a Positive Side? Could it Be Good?

Is a Recession Really All That Bad? Is There a Positive Side? Could it Be Good?

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I didn’t live during the last depression, but my parents did. Their stories about how tough it was were vivid and descriptive of a time long ago. We have been told by financial officials and the government that another depression of their magnitude was not possible because of safeguards and oversight.

Now we know that is not true and the government oversight has been superficial at best and we are on the verge of another possible depression. I hope that does not happen and I hope we avoid it.

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Sledding Through the Snow and Avoiding the Money Risks

Sledding Through the Snow and Avoiding the Money Risks

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Think of your money as you would a sledding vacation. Fast, and then not so fast. Risky, and then not so risky.

Do you remember as a child how much fun it was to sled down a hill on a toboggan or a sled? I couldn’t wait to run back to the top of the hill to do it over and over. It didn’t matter how many spills I had or how many crashes my sled managed to navigate through. It was a blast.

Click on this link: Endless Annuity Lead Flow
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Skin Dermatitis – Tips On How To Get Rid Of Your Skin Dermatitis

Skin Dermatitis – Tips On How To Get Rid Of Your Skin Dermatitis

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Once you hear the words skin dermatitis, immediately, eczema will come to mind. And you will instantly imagine swollen skin that is red and very itchy. While this is general knowledge, there is a lot more to having a skin condition. Surely, no one would like to experience this so you must always be aware of what can cause these things to happen to you, so you can avoid it. Skin dermatitis is not really hard to avoid, just always keep your skin clean and moisturized. But first, let us talk about the common skin dermatitis that one should avoid. First is Eczema, also known as Atopic Dermatitis.

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Dermatitis in Children – Effective Tips For Treating Eczema On Kid

Dermatitis in Children – Effective Tips For Treating Eczema On Kid

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Atopic Dermatitis is very common among infants and children. Studies show, that even during pregnancy, the mother is already in high risk of having atopic dermatitis. Eczema is the more common word used for Atopic Dermatitis in children. Signs of eczema will start to show around two to six months of baby’s age. This might be because of the baby’s skin still not adjusting to the common air we breathe in. However, a big root cause of this might come from the parents if they have any allergies or if the mother has gained some allergy during her pregnancy. Dermatitis in children will usually start in the face, from the forehead then down to body, then goes to the creases the elbows and knees. This is characterized by swollen, red and sometimes crusty skin.

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Dermatitis on Face – How To Get Rid Of Facial Dermatitis

Dermatitis on Face – How To Get Rid Of Facial Dermatitis

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There is no greater fear than to have any bad or severe skin condition on your face. Unfortunately, this does happen. Some common dermatitis on face is Atopic Dermatitis, also known as Eczema and Seborrheic Dermatitis, characterized by flaky and scaly skin.

Eczema can be seen around the eyes. It can affect the lids, the brows and the lashes. But be reminded that only constant scratching and rubbing can make the appearance more severe. Some even develop a “Dennie-Morgan” fold under the eyes when they have dermatitis on face, while some can have hyper pigmented eyelids that darken due to the irritation. Scratching and rubbing can change your appearance.

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Dermatitis Symptoms – Eczema Cure Tips And Tricks

Dermatitis Symptoms – Eczema Cure Tips And Tricks

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Having any skin condition is really a pain. It is a truly a discomfort no one would like to even come across in life. But these do happen. Not only do you deal with the uncomfortable feeling, but you also get quite embarrassed with how it looks like. But, there are ways to determine if you are experiencing any skin condition already, just be wary with dermatitis symptoms so you can detect early what you have and try to remedy it before it gets worst.

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Think of Golf to Better Understand Bonds – Tips For Selling Annuity Leads

Think of Golf to Better Understand Bonds – Tips For Selling Annuity Leads

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Using Golf as an Example, to easily understand how bonds work. This method will remove the myth about how bonds work and how they can be used in your financial planning. The terms in golf are fully related to bonds. Have a look.

Par : Price equal to the face amount of a security; 100%. Par

Discount: A bond sold at less than par. Birdie

Premium: The amount by which the price of a security exceeds its principal amount. Bogey

Click on this link ==> Endless Annuity Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!

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Ear Eczema – How To Get Rid Of Ear Eczema

Ear Eczema – How To Get Rid Of Ear Eczema

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Ear eczema is characterized by itchiness and sensitivity within the ear. For most, ear eczema is very difficult to deal with since most of the time; the itching is not within reach. Moreover, as time goes by, what started out as itchiness can already turn into soreness of the ears which will make you not want to touch it at all. Your ears will get dry, itchy, flaky and red. Once this happens to your ear, expect some fluid leakage or discharge coming out from your ears already. Also expect major sensitivity around your ear area too.

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Tuesday, March 1, 2011

A Unique Option For Your IRA Or 401(K) – Run to Safety and Security

A Unique Option For Your IRA Or 401(K) – Run to Safety and Security

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Gain and Retain, now that is an interesting investment option. How would you like to have the option of only gaining and never losing money? It’s not every day that you find the opportunity for potential growth with true safety in the same financial vehicle

Normally investors are provided one of two choices, either they give up safety in exchange for a greater potential for growth or they accept less growth in exchange for a higher level of safety. Thanks to an innovation in the insurance industry, you can have the potential high returns available in the stock market and the security of a guarantee, these unique products are called Equity Linked Indexed Annuities.

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Use the IRS Section 1035 to Find the Highest Yield For Your Annuity

Use the IRS Section 1035 to Find the Highest Yield For Your Annuity

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The popularity of tax deferred annuities has increased since the 1970′s into a natural choice for safe money alternatives for many Americans. The primary reason is the lack of exposure to risk and the contractual guarantees provided by these products. Many of the benefits that first attracted consumers to annuities, tax deferral and probate avoidance, have been replaced with the need for guarantees and having funds fully risk proof.

Click on this link ==> Endless Annuity Lead Flow Review, to discover a lead generation program that will teach you how to get more annuity leads than you can possibly handle!

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Use This Secret to Gain Leads and Referrals to Help Sell Annuities – Celebrity

Use This Secret to Gain Leads and Referrals to Help Sell Annuities – Celebrity

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Many of us would like to be recognized in our communities and our careers as respected professionals. It is just human nature. The fact that we are respected will open numerous doors to gain leads and referrals. The issue is just how can this be accomplished?

While there is no short cut to becoming more recognized, there are natural things which I would avoid because of the prospect of criticism. One such thing, in my opinion, is quickly attained educational credentials such as Gerontology Senior Expert Advisor. GSEA. To me these credentials are meaningless and offensive and in the long run are damaging.

Click on this link: Endless Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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Here is a Fresh Sales Idea Regarding Stretch IRAs – Rename Them

Here is a Fresh Sales Idea Regarding Stretch IRAs – Rename Them

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Numerous options are available when using an IRA in an estate planning situation. Often the process can be overwhelming and difficult to understand. I like to use simple terms in relating with my prospects and it seems to make sense to most people.

When you talk to a prospect and there are several assets (stock portfolio, real estate something like that) including IRA is available you might consider this. The real estate and the stock portfolio will pass to the heirs without income tax liability because it is a “step up” in basis. This means the children could sell these assets and have no income tax liability based on the value of the asset at the time of death of the parent.

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Become an Author to Prospect For Easy Annuity Leads – Easy and Effective

Become an Author to Prospect For Easy Annuity Leads – Easy and Effective

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Why not write a book? When you think about it, it really isn’t that hard to do. What is hard to do is sell a book, so don’t sell it, give it away!

I know there are several marketing companies who will “ghost write” a book for you and put your name on it. You write a few lines and it is disclosed so you are not an imposture and the book is yours. Don’t do it!

Click on this link ==> Bill Broich’s Endless Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!

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Thursday, February 24, 2011

Invest in Your Annuity Business by Asking Yourself These Questions

Invest in Your Annuity Business by Asking Yourself These Questions

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I am sure you have heard this advice before, invest in your business. There are numerous ways to do this, such as staff, an office, marketing, advertising and much more. Most annuity salespeople don’t invest in their business. Instead, many prefer to look for the next deal or the next shortcut to a sale. This is easily illustrated when an agent says this: “All I want to do is sell.” What they are really saying is they don’t want to invest in marketing. We would all like the situation where all we did was sell, who wants to do the hard part?

Click here ==> Endless Lead Flow Review, to discover a lead generation program that will teach you how to get more annuity leads than you can possibly handle!

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Invest in Your Annuity Business by Asking Yourself These Questions

Invest in Your Annuity Business by Asking Yourself These Questions

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I am sure you have heard this advice before, invest in your business. There are numerous ways to do this, such as staff, an office, marketing, advertising and much more. Most annuity salespeople don’t invest in their business. Instead, many prefer to look for the next deal or the next shortcut to a sale. This is easily illustrated when an agent says this: “All I want to do is sell.” What they are really saying is they don’t want to invest in marketing. We would all like the situation where all we did was sell, who wants to do the hard part?

Click here ==> Endless Lead Flow Review, to discover a lead generation program that will teach you how to get more annuity leads than you can possibly handle!

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Set Your Own Rules When Dealing With Annuity Prospects

Set Your Own Rules When Dealing With Annuity Prospects

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This sets the stage for business guidelines.

FOR SALE BY OWNER:

f Encyclopedia Britannica, 45 volumes. Excellent condition. $1,000 or best offer. No l

Sometimes you just feel that way when you talk to a prospect don’t you. I decided a long time ago that I was going to set rules for how I did business and with whom I chose to do business. It has worked for me and if you do the same, I think you would benefit greatly. By deciding not to take everyone on a s a client, you are setting in place guidelines about yourself and your practice.

Click here ==> Endless Lead Flow, to discover a lead generation program that will teach you how to get more annuity leads than you can possibly handle!
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Use the “Back Door Escape Hatch” to Compare Bond and Annuity Benefits

Use the “Back Door Escape Hatch” to Compare Bond and Annuity Benefits

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This tip really works when you are dealing with a prospect that owns bonds. Almost all bonds issued in today’s market have a callable feature to them. This means that if the bond issuer can offer the same bonds at a lower interest rate than they are currently paying, they will “call” the bonds and reissue.

The risk to the bond buyer is two-fold:

1. The bond owner will receive the funds from their bond being called and be forced to look at lower interest options because interest rates are lower

Click here ==> Endless Lead Flow Review, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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This Simple and Effective Insurance Public Relations – Build Your Business

This Simple and Effective Insurance Public Relations – Build Your Business

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Want cheap, often free publicity? Write a press release!

A press release should have information worth getting out to the public, but let’s not kid ourselves – a press release is basically an elaborate advertisement for your business camouflaged as news. It should appear newsworthy, but really, it’s pseudo-newsworthy.

Some press release ideas for the insurance and annuity marketer:

- Announce your free annuity seminars.

Click on this link: Endless Annuity Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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How Bonds Can Help Our Annuity Sales – Learn These Points and Become Informed

How Bonds Can Help Our Annuity Sales – Learn These Points and Become Informed

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Bond Summary Points. There points are meant to only be a partial piece of the information puzzle. Please refer to the first part of the manual and there is tons of info on the internet. Try and learn all you can and use these points only as basic information.

· Bonds are guaranteed by the issuer of the bond

· Annuities are guaranteed by the insurance company and each individual state. In the modern history of annuities (90 years) not one penny has been lost in an annuity. This includes the Great Depression.

Click on this link ==> Endless Annuity Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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Tuesday, February 22, 2011

Annuity Leads From the Internet – Good Or Bad?

Annuity Leads From the Internet – Good Or Bad?

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This is a question most agents will ask. Are internet leads worth the price and do they work? Can a sale actually be made?

The answer is Yes and No! The real answer is this….it all depends. It depends on several factors:

· The timeliness in which the lead is called…the sooner the better. How soon does the lead get to your computer?ability of then agent, lousy agents makes lousy internet leads….good agents make good internet leads.

Click on this link ==> Endless Annuity Lead Flow, to discover a lead generation program that will teach you how to get more annuity leads than you can possibly handle!
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Is Stock Market Volatility a Concern For You? Eliminate Worry With Proper Selection of Time Horizons

Is Stock Market Volatility a Concern For You? Eliminate Worry With Proper Selection of Time Horizons

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Saving for your retirement is one of the most important things you will attempt to do in your working life. The issue is that most of us will not save enough or plan well enough. Time seems to get away from the retirement goals as the pressure of regular life takes over. Because of that it is an easy thing to postpone: saving for retirement.

Click here ==> Endless Annuity Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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Understand How Bonds Are Rated and Their Default Rate to Attract Prospects and Referrals

Understand How Bonds Are Rated and Their Default Rate to Attract Prospects and Referrals

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I am not picking on bonds. I feel they have their place and are great for any portfolio. If you review the bond section of this manual you can find basic information.

The truth is that bonds have historically higher failure rates than people recognize and you and your client need to know that there is exposure to loss when investing in bonds. Oftentimes a bond failure doesn’t actually mean the bond is worthless. It could simply mean a restructuring or a delay in an interest payment.

Click on this link ==> Endless Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!

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Internet Annuity Sales Leads – Using The Internet To Sale Annuities

Internet Annuity Sales Leads – Using The Internet To Sale Annuities

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The definition of a lead is very simple; an invitation to a relationship. They are nothing more than that. Many agents think a lead is going to be a sale and when it isn’t then thee unhappiness sets in. So how do we set up guidelines so the leads we invest our hard earned money into make financial sense?

The first rule of working leads is the “Law of Large Numbers” this means it takes a constant flow of leads over a fixed period of time to determine their true value to your business. If you use a few leads for your evaluation then you are going to fail and it is a classic mistake.

Click here ==> Endless Lead Flow Review, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!
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The Safety Nets Are in Place – Sleep Well Tonight

The Safety Nets Are in Place – Sleep Well Tonight

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The stock market is out of control. The CEOs salaries are out of control. The hedge funds are losing money. What options does that leave for the safety investors? Where can we invest our money to insure it will not lose value? A bigger question is this: Who can you trust?

· US Treasuries

· FDIC guaranteed bank accounts

· Insurance company annuities (not variable)

Click on this link ==> Endless Annuity Lead Flow, to discover a lead generation program that will teach you how to get more annuity leads than you can possibly handle!
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Sunday, February 20, 2011

Social Security and Selecting Your Retirement Options

Social Security and Selecting Your Retirement Options

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As people we are dependent on social security, not only for retirement income but for helping with disability and death expenses. On the surface, social security can seem simple but the underlying issues can be extremely complex especially when you are planning the timetable for your retirement. Make sure you fully understand your options and how they could affect your life.

Deciding when to take Social Security benefits is an important life decision. And one you can’t change your mind about. Plus, the initial benefit will be your “base” amount the rest of your life. Only increases in cost of living can cause an adjustment to the amount.

Click here ==> Endless Annuity Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!

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Cash Is King, Income Is King – How To Make Money On Market Or Real Estate Swings

Cash Is King, Income Is King – How To Make Money On Market Or Real Estate Swings

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Cash is King? No way! Cash is King to only those who are seeking to make money on market or real estate swings….Sorry to disappoint you….the number of those who work that market is less than 1/10th of 1%. Most of us are just hard working people, enjoying life and getting from one month to another. Not that most people live from month to month, but that most people compartmentalize their money month, monthly bills, and monthly paychecks. We receive our paychecks, we pay our bills…good for another month. That is the true reality of most people’s financial situation.

Click here: Bill Broich’s Endless Lead Flow, to discover a lead generation system that will teach you how to get more annuity leads than you can possibly handle!

Read more at annuityleads.ca